Anti-Predatory Lending

How Do I Avoid Predatory Lenders?

Predatory Lending is any lending practice that imposes unfair or abusive loan terms on a borrower, through deceptive, coercive, exploitative, or unscrupulous actions for a loan that a borrower doesn't need, doesn't want, or can't afford.

Since 2002, the Urban Affairs Coalition worked with the City of Philadelphia and community lenders to offer flexible loans for eligible borrowers to provide options to avoid predatory lending agencies. 

Where Can I Learn More About Predatory Lenders?

UAC works with community organizations and groups to provide workshops on avoiding predatory lending, including what should be avoided, what scams look like, and what are other loan or financial assistance options. 

To schedule a free workshop for your organization or group, please call Kalie Wertz at 215-851-1847.

Where Can I Learn More About Options for Home Improvement?

Despite the close of the Mini-PHIL Home Improvement Loan, UAC still works with community organizations to provide home improvement workshops on a variety of topics such as avoiding scams, weatherization and choosing a contractor.

If you are interested in receiving a free workshop, please call Kalie Wertz 215-851-1847 today to schedule a date that works best for your group or organization.

Also check out our list of home improvement and contractor resources.



As of July 31st, 2017, both the Mini-PHIL and PHIL-Plus Home Improvement Loans have closed permanently.

Please refer to the other home repair options through the City of Philadelphia's Division of Housing & Community Development: 



Follow us @CEDPhilly and CED Philly for news and updates on community and economic development in Philadelphia!