Foreclosure Prevention Resouce Guide

I am now at least three months behind in my monthly mortgage payments and have received a notice from my lender warning me that foreclosure proceedings will begin.

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We Recommend The Following:

Important Notice: If you have received an Act 91 Notice, a housing counselor can delay the proceeding. However, you must meet with a housing counselor within the 30 day period indicated on the notice.

• Call a Lawyer: They may help you avoid a Sheriff's sale

        Legal Assistance         Community Legal Services                215-227-2400

          (income limits)

                                           Philadelphia Legal Assistance            215-981-3800 

                                           Community Impact Legal Services     610-380-7111    

                                           Legal Aid of Southeastern PA            877-429-5994  

          Lawyer Referral         Philadelphia Bar Association Lawyer Referral Program              

                                           215-236-6333 
                                           

                                           Lawyer Referral Service of Bucks County Bar Association         

                                           888-991-9922

                                           Chester County Lawyer Referral Service                                   

                                           610-429-1500

                                           Lawyer Referral Service of the Barristers Club of Delaware County 

                                           610-566-6625

                                           Lawyer Referral Service - Montgomery County Bar Association   

                                           610-279-9660 ext. 201

• Meet with a Housing Counselor within 30 days: A housing counselor can help you -

            1.   Delay legal proceeding (You must meet with a counselor in person within 30 days of 

                  receiving an Act 91 Notice)

            2.   Apply for HEMAP, Pennsylvania's mortgage assistance program

            3.   Arrange a loan workout by talking to your lender

            Call the Save Your Home Philly Hotline: 215-334-HOME (M-F, 9-5 pm)

            Don't Borrow Trouble Hotline (Suburban Philadelphia): 888-275-8843

                                                            OR

            Find a HEMAP Approved Housing Counseling Agency near you.

• Learn about your legal rights.

Foreclosure Prevention Task Force